About Us


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Welcome to the home of Gold Key Investments and Custom Chamber Benefits. Founded in 1980, we have been providing products and services in relation to personal insurance and investments for over 30 years. Our efforts to build strong, lasting relationships with clients has seen our company grow from a single office in Moose Jaw, to multiple locations  across Saskatchewan. A dozen friendly, courteous staff are ready to help you with your insurance or investment needs and our highly knowledgeable agents can guide you toward a solution that best suits you.

CARRIERS

We deal with a wide range of the leading insurance companies so we can better provide flexible, tailored solutions to suit individual client needs.

Insurance


Life Insurance

Whole Life

  • Invests in carrier controlled fund
  • No negative interest
  • Cash values
  • Potential for premium offset
  • Collateral leverage opportunities
  • More rate stability than a five year guaranteed investment certificate (GIC)

Universal Life

  • Invests in funds of your choice
  • Potential for high and low risk fund options
  • Cash values
  • Potential for premium offset
  • Volatility relative to chosen funds

Term (10/20/100)

  • Lowest cost for highest coverage
  • Premiums are level for selected term ( 10 / 20 / 100 year insurance )
  • Pay bare cost of insurance
  • No cash values
  • Convertible to Whole Life or Universal Life

Disability Insurance

Accident Only

  • 24 hours a day coverage for accident only
  • Affordable premiums
  • Tax free benefits
  • Ability to allocate your benefit as you see fit
  • Coverage up to age 65

Accident & Sickness

  • 24 hours a day coverage for accident and sickness
  • Flexible coverage amounts and options available
  • Tax free benefits
  • Coverage up to age 65
  • Guaranteed level premium
  • Ability to allocate your benefit as you see fit
  • Own occupation definition for disability
  • Partial disability is available
  • Overhead Expense coverage available

Critical Illness Insurance

Basic

  • Flexible coverage amounts and options
  • Tax free lump sum benefit
  • Flexibility in how to spend your benefit
  • Coverage available for up to three times your annual income
  • Covers you for heart attack, stroke, life-threatening cancer

Plus

  • Covers you for all of the above and additionally – Alzheimer’s Disease, Aortic Surgery, Aplastic Anaemia, Bacterial Meningitis, Benign Brain Tumor, Blindness, Coma, Coronary Artery Bypass Surgery, Deafness, Heart Valve Replacement, Kidney Failure, Loss of Limbs, Loss of Speech, Major Organ Failure on Waiting List, Major Organ Transplant, Motor Neuron Disease, Multiple Sclerosis, Occupational HIV Infection, Paralysis, Parkinson’s Disease, Severe Burns, Loss of Independent Existence

Group Insurance

Benefits of group insurance

  • Help retain employees
  • Tax deductible premiums
  • Provide your employees with superior coverage
  • 24 / 7 coverage, worldwide
  • Tailor the coverage to your companies needs

Coverages

  • Life insurance
  • Accidental death and dismemberment
  • Short term disability (weekly indemnity)
  • Long-term disability (LTD)
  • Critical illness insurance
  • Health insurance
  • Drug coverage
  • Paramedical practitioners
  • Dental
  • Optical
  • Best doctors
  • Employee Assistance Programs (EAP)
  • Group registered retirement savings plan (RRSP)/defined profit sharing plan (DPSP) and group pension

Investments


We can offer guaranteed investment certificates (GICs), segregated fund policies and mutual funds.

Segregated Funds

Key points regarding segregated fund policies.

  • Potentially creditor protected
  • Can have beneficiaries attached to the funds
  • Ability to insure the principal
  • Wide range of investments

Investment Vehicles

  • RRSPs – Registered Retirement Savings Plan
  • LIRA – Locked In Retirement Account
  • GICs – Guaranteed Investment Certificate
  • TFSA – Tax Free Savings Account
  • RESP – Registered Education Savings Plan
  • Non-Registered Investment
  • High Net Worth Corporate Class Funds
  • RRIF – Registered Retirement Income Funds
  • LRIF – Locked in Retirement Income Funds
  • PRIF – Prescribed Retirement Income Funds
  • IPP – Individual Pension Plan
  • RPP – Registered Pension Plan (Group)
  • DPSP – Deferred Profit Sharing Plan (Group)
  • Group RRSP’s

Mortgages

  • Open or closed mortgages with varying term lengths
  • Fixed or variable rates
  • Lines of Credit

tmSolutions Banking products and services are distributed by The Great-West Life Assurance Company and is a registered trademark of Power Financial Corporation. National Bank of Canada is a licensed user of these trademarks.

Mutual Funds


Quadrus Investment Services Ltd., offers you a range of planning tools and support to help meet your investment needs.

Russell Patrick Macdonald
Investment Representative


Mutual Funds

  • RESPs, RRSPs and RRIFs
  • Labour-sponsored investment funds
  • Corporate class mutual funds
  • Charitable giving program
  • Tax-efficient monthly cash flow with D series mutual funds
  • Tax-free savings accounts (TFSA)
  • Registered Disability Savings Plans (RDSP)

Through Quadrus Investment Services Ltd., we have access to thousands of mutual funds, including the Quadrus Group of Funds – an exclusive mutual fund family that offers clients a multi-managed, multi-style approach by some of the world’s leading investment managers. Make your investment decisions wisely. Important information about mutual funds is found in the funds’ simplified prospectus. Please read this carefully before investing. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Unit values and investment returns will fluctuate. Insurance products, including segregated fund policies are offered through Gold Key Investments Inc. and Russell Patrick MacDonald offers mutual funds through Quadrus Investment Services Ltd.


Quadrus, Quadrus and design, Quadrus Investment Services Ltd. and design and Quadrus Group of Funds are trademarks of Quadrus Investment Services Ltd. used with permission.

Contact Us


Drop us a line!

Better yet, see us in person!

We love our customers, so feel free to visit during normal business hours.

Gold Key Investments Inc.

100c Fairford St W, Moose Jaw, SK, S6H 1V3

(306) 693-5251

Hours

Monday - Friday: 9am - 5pm

Our Offices


Saskatchewan Offices

Moose Jaw – Head Office
100c Fairford St. W, Moose Jaw, SK S6H 1V3
Toll Free: 1-888-693-5251

Regina Office
335 Hoffer Drive, Regina, SK  S4N 6E2
Toll Free: 1-855-359-2010

Saskatoon Office
100-307 Ontario Ave., Saskatoon SK  S7K 1S3
Toll Free: 1-877-847-6352

Swift Current Office
161 Central Ave. N, Swift Current, SK  S9H 0K9
Phone: +1 (306) 778-3255